Mani, Paul, Winnie Nyamute, and Herick Ondigo. “Financial Inclusion, Per Capita Income and Human Development: Evidence from African Countries”. Archives of Business Research 12, no. 3 (March 19, 2024): 49–61. Accessed November 22, 2024. http://116.203.177.230/index.php/ABR/article/view/16235.