L. Yolande Mtsweni, P. . Serumaga-Zake, and J. Kruger, “The Case of Construction Industr An Evaluation of the Lending Model of Commercial Banks in South Africa: The Case of Construction Industry : An Evaluation of the Lending Model of Commercial Banks in South Africa: The Case of Construction Industry ”, ASSRJ, vol. 7, no. 3, pp. 403–415, Apr. 2020.